Improving the perception of value in health 

Society is seeing an increasing need for health services. Recently delays in elective surgery has placed further pressure on patients and the cost of health.

The recent Australian Healthcare Index (2021) research highlighted that patients main concerns included the cost of private health insurance and surgery delays. 


The Index outcomes coupled with the increase in out of pocket expenses has some private health insurers considering alternate support for their members.

AFRM Claims Advocacy have partnered with a selection of private health insurers to help counter the perception of value from members by helping to members with their financial wellbeing whilst injured / ill.


Members can now afford medical treatment, pay off their out of medical pocket expenses (at a time when they have limited work capacity) and alleviate financial stress whilst waiting for elective surgery.